Making Cents

Your Financial Blog: Building a Stronger Financial Future Together

Protecting Yourself from Scams

June 5, 2024 Protecting yourself from Scams Stay Informed and Secure Your Finances with These Essential Tips STAYING SAFE IN A TIME OF RISING SCAMS: At Journey Credit Union, we are committed to keeping your personal and financial information secure. Unfortunately, scams are on the rise, affecting many industries, including ours. The Internal Revenue Service […]

Raising the bar: exciting updates for our members

May 14, 2024 RAISING THE BAR: EXCITING UPDATES FOR OUR MEMBERS Empowering Your Financial Journey with Innovation and Service Excellence At Journey Credit Union, we’re excited to announce some major upgrades that make our credit union more modern, easy to use, and pleasing to our members.SE 14TH STREET BRANCH REMODEL: We’ve just completed a comprehensive […]

Smart holiday spending: a guide to financial wellness during the festive season

November 20, 2023 SMART HOLIDAY SPENDING: A GUIDE TO FINANCIAL WELLNESS DURING THE FESTIVE SEASON Conquer Christmas Spending with Journey Credit UnionAs the holiday season approaches, we at Journey Credit Union want to ensure that you navigate through the festivities with joy and financial peace of mind. The holiday spirit is about sharing moments with […]

The benefits of online and mobile banking

October 5, 2023 THE BENEFITS OF ONLINE AND MOBILE BANKING: MANAGING YOUR FINANCES ANYTIME, ANYWHERE Set up Account Alerts Today and Stay on Top of Your Finances! As the holiday season approaches, we at Journey Credit Union want to ensure that you navigate through the festivities with joy and financial peace of mind. The holiday […]

The smart buyer’s guide to purchasing a used car

August 21, 2023 THE SMART BUYER’S GUIDE TO PURCHASING A USED CAR Start Your Journey In Style By Financing Your Used Car With Us BUYING A USED VEHICLE?  Are you in the market for a new set of wheels? Buying a used vehicle can be a fantastic way to save money while still driving a […]

The advantages of joining a credit union: How it benefits your financial…

August 8, 2023 The advantages of joining a credit union: How it benefits your financial goals Choose the Right Financial Institution for You! JOURNEY CREDIT UNIONWhen it comes to managing your finances, choosing the right financial institution can make a significant difference in achieving your financial goals. Journey Credit Union, a community-based credit union serving […]

When does it make sense to pay a bill with a credit…

June 26, 2023 When does it make sense to pay a bill with a credit card? You want certain bills paid automatically One of the biggest benefits of credit is that you can set certain bills on auto-pay to avoid missing a due date. Cell phone, internet, and cable bills can generally be paid with […]

Compound interest, what the heck is that?

June 1, 2023 Compound Interest, what the heck is that? Compound interest is important to understand. It can help you earn more on your savings and investments. However, it can also work against you when you’re paying interest on a loan. For this post, we are going to focus on compounding interest and how it […]

10 Ways to save on summer vacation

May 15, 2023 10 ways to save on summer vacation Visit destinations within driving distance. The average cost for a family of four to fly around trip is about $1200. This doesn’t include the expense of airport food, transportation to your hotel, or a rental car once you reach your destination. If you don’t think […]

What should you do with your tax refund?

April 4, 2023 What should you do with your tax refund? What Should you be doing with your tax return? For many members, the only good thing about filing a tax return is the hope of a tax refund. Many use their refund for vacations and impulse purchases. There are more beneficial ways to use […]

Up to the challenge?

February 27, 2023 Up to the challenge? Ten tips to reduce your monthly spending by 10% 1. Create a budget. Determine the amount of money you spend each month and multiply that number by 0.10 to learn how much of your monthly expenses you’ll need to reduce. 2. List expenses you think you’ll likely be […]

Fun idea: Valentine date night for a penny

February 2, 2023 Fun idea: Valentine date night for a penny Here’s how it works: Find a penny. If you don’t have a penny handy, it’s just a matter of yanking the cushions off the couch, checking the cupholder of your car, or sneaking one out of your kid’s piggy bank while they’re at school. […]

Breaking down the finance boxes

January 15, 2023 Breaking down the finance boxes We’re breaking down the boxes. Ahhh… puns are fun So… have you noticed the boxes on your loan notes, credit card statement, etc., and wondered why they were there and what they mean or are you like most people skipping over them? We get it. Loan paperwork […]

Tips to increase your credit score

December 10, 2022 Tips to increase your credit score Don’t miss payments Your payment history is one of the most important factors in determining your credit scores, and having a long history of on-time payments can help you achieve excellent credit scores. To do this, you’ll need to make sure you don’t miss loan or […]

Automatically $500,000 richer?

November 20, 2022 Automatically $500,000 richer? It’s True… Maintaining a credit score above 700 from the age of 18 to the age of 67 (someone’s average employed life) will automatically make them over $500,000 richer than someone who doesn’t maintain a score above 700. Why is this? It’s a fairly simple concept. However, as you […]

Designating beneficiaries/pay on death(POD) – Why is it important?

October 25, 2022 Designating beneficiaries/pay on death(POD) – Why is it important? Many times when we ask a member to name a beneficiary to their account(s), we hear, “I’ll do it later.” or even…”I won’t be here anymore, so it won’t really matter, will it?” We understand it is difficult to think about end-of-life business […]

Refinance or not to refinance your mortgage. That’s the?.

September 13, 2022 Refinance or not to refinance your mortgage? Should I refinance my mortgage? RULE OF THUMB: if you are going to have the property for 5 years or more and you’ll save more than 1% on your rate, then refinancing to cash in on the savings is probably a good idea. Reasons members SHOULD refinance… […]

Protect yourself and your money

August 21, 2022 Protect yourself and your money Avoid Email (Phishing) Scams Email and text scams cost people over $57 million a year. So, the more you know, the better you can protect yourself. Scammers use calls, emails, and text messages to attempt to steal passwords, debit/credit card numbers, account numbers, and social security numbers. […]

Renter’s insurance. Why the heck do i care?

March 11, 2021 Renter’s insurance. Why the heck do I care? Protect your personal property. If you are renting, it is important to consider purchasing renter’s insurance Many people don’t realize that renters/tenants ARE NOT covered under the landlord’s homeowner’s insurance policy. The landlord’s insurance covers the building but does not cover any of the renter’s […]

Protecting Yourself from Scams

June 5, 2024 Protecting yourself from Scams Stay Informed and Secure Your Finances with These Essential Tips STAYING SAFE IN A TIME OF RISING SCAMS:…

Raising the bar: exciting updates for our members

May 14, 2024 RAISING THE BAR: EXCITING UPDATES FOR OUR MEMBERS Empowering Your Financial Journey with Innovation and Service Excellence At Journey Credit Union, we’re…

Smart holiday spending: a guide to financial wellness during the festive season

November 20, 2023 SMART HOLIDAY SPENDING: A GUIDE TO FINANCIAL WELLNESS DURING THE FESTIVE SEASON Conquer Christmas Spending with Journey Credit UnionAs the holiday season…

The benefits of online and mobile banking

October 5, 2023 THE BENEFITS OF ONLINE AND MOBILE BANKING: MANAGING YOUR FINANCES ANYTIME, ANYWHERE Set up Account Alerts Today and Stay on Top of…

The smart buyer’s guide to purchasing a used car

August 21, 2023 THE SMART BUYER’S GUIDE TO PURCHASING A USED CAR Start Your Journey In Style By Financing Your Used Car With Us BUYING…

The advantages of joining a credit union: How it benefits your financial…

August 8, 2023 The advantages of joining a credit union: How it benefits your financial goals Choose the Right Financial Institution for You! JOURNEY CREDIT…

When does it make sense to pay a bill with a credit…

June 26, 2023 When does it make sense to pay a bill with a credit card? You want certain bills paid automatically One of the…

Compound interest, what the heck is that?

June 1, 2023 Compound Interest, what the heck is that? Compound interest is important to understand. It can help you earn more on your savings…

10 Ways to save on summer vacation

May 15, 2023 10 ways to save on summer vacation Visit destinations within driving distance. The average cost for a family of four to fly…

What should you do with your tax refund?

April 4, 2023 What should you do with your tax refund? What Should you be doing with your tax return? For many members, the only…

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