Fun idea: Valentine date night for a penny
February 2, 2023 Fun idea: Valentine date night for a penny Here’s how it works: Find a penny. If you don’t have a penny handy, it’s just a matter of yanking the cushions off the couch, checking the cupholder of your car, or sneaking one out of your kid’s piggy bank while they’re at school. […]
Breaking down the finance boxes
January 15, 2023 Breaking down the finance boxes We’re breaking down the boxes. Ahhh… puns are fun So… have you noticed the boxes on your loan notes, credit card statement, etc., and wondered why they were there and what they mean or are you like most people skipping over them? We get it. Loan paperwork […]
Tips to increase your credit score
December 10, 2022 Tips to increase your credit score Don’t miss payments Your payment history is one of the most important factors in determining your credit scores, and having a long history of on-time payments can help you achieve excellent credit scores. To do this, you’ll need to make sure you don’t miss loan or […]
Automatically $500,000 richer?
November 20, 2022 Automatically $500,000 richer? It’s True… Maintaining a credit score above 700 from the age of 18 to the age of 67 (someone’s average employed life) will automatically make them over $500,000 richer than someone who doesn’t maintain a score above 700. Why is this? It’s a fairly simple concept. However, as you […]
Designating beneficiaries/pay on death(POD) – Why is it important?
October 25, 2022 Designating beneficiaries/pay on death(POD) – Why is it important? Many times when we ask a member to name a beneficiary to their account(s), we hear, “I’ll do it later.” or even…”I won’t be here anymore, so it won’t really matter, will it?” We understand it is difficult to think about end-of-life business […]
Refinance or not to refinance your mortgage. That’s the?.
September 13, 2022 Refinance or not to refinance your mortgage? Should I refinance my mortgage? RULE OF THUMB: if you are going to have the property for 5 years or more and you’ll save more than 1% on your rate, then refinancing to cash in on the savings is probably a good idea. Reasons members SHOULD refinance… […]
Protect yourself and your money
August 21, 2022 Protect yourself and your money Avoid Email (Phishing) Scams Email and text scams cost people over $57 million a year. So, the more you know, the better you can protect yourself. Scammers use calls, emails, and text messages to attempt to steal passwords, debit/credit card numbers, account numbers, and social security numbers. […]
Renter’s insurance. Why the heck do i care?
March 11, 2021 Renter’s insurance. Why the heck do I care? Protect your personal property. If you are renting, it is important to consider purchasing renter’s insurance Many people don’t realize that renters/tenants ARE NOT covered under the landlord’s homeowner’s insurance policy. The landlord’s insurance covers the building but does not cover any of the renter’s […]
