October 5, 2023
THE BENEFITS OF ONLINE AND MOBILE BANKING: MANAGING YOUR FINANCES ANYTIME, ANYWHERE
Set up Account Alerts Today and Stay on Top of Your Finances!
As the holiday season approaches, we at Journey Credit Union want to
ensure that you navigate through the festivities with joy and financial
peace of mind. The holiday spirit is about sharing moments with loved
ones, and we believe that your financial well-being should be part of the
celebration. In this blog post, we will guide you on smart holiday spending
to make your season merrier without causing unnecessary stress on your
finances.
WHY ONLINE BANKING?
JCU ACCOUNT ALERTS:
Set up account alerts through our online and mobile banking, whether
online or using our Journey Credit Union app. With these alerts, you can
stay informed about all your account activity, ensuring you never miss a
beat.
JOURNEY CU CARD CONTROLS:
For MasterCard credit card holders, our Journey CU Card Controls app is a
must-have. Download it today to monitor your credit card activity and
receive notifications regarding credit card use. With this app, you can:
- Set up alerts for international purchases.
- Define spend limits.
- Control where your money can be spent (e.g., Entertainment, Travel,
Gas station, and more categories). - View your latest transactions.
- Track your spending effortlessly.
BRELLA DEBIT CARD APP:
Specifically designed for JCU debit card holders, the Brella app is a gamechanger. Cardholders can access balance information on their
smartphones, tablets, and home computers. Brella users can pause their
cards with the transaction control feature and use GPS technology to
locate nearby ATMs. This high-tech early-warning system immediately sends
alerts on potentially fraudulent activity, including:
- Purchases exceeding cardholder-defined thresholds.
- Card-not-present debit transactions via phone, internet, or mail.
- Suspicious or high-risk transactions.
24/7 ACCOUNT ACCESS:
One of the most significant benefits of
online and mobile banking is the ability to
access your accounts 24/7. You are no
longer limited by open hours or branch
locations. Whether it’s early in the morning
or late at night, you can log in to your
account to check balances, view
transaction history, and track your financial
progress.
CONVENIENT BILL PAYMENTS:
With online and mobile banking, paying bills
has never been easier. You can set up onetime or recurring payments for utilities,
credit cards, rent, and more, directly from
your account. Say goodbye to writing
checks or visiting payment centers –
managing your bills is now just a few clicks
away.
INSTANT TRANSFERS
AND DEPOSITS:
JCU’s online and mobile banking facilitate
swift and secure money transfers between your
accounts or to other individuals. Transferring
funds to a family member, a friend, or even
between your savings and checking accounts
can be done instantly, making managing your
cash flow more seamless.
ENHANCED SECURITY MEASURES:
Our online and mobile banking platforms are equipped with top-notch security
features, including multi-factor authentication, biometric login, and real-time
fraud alerts. Your financial information is safeguarded from unauthorized
access, providing you with peace of mind.
BUDGETING TOOLS AND INSIGHTS:
JCU’s online and mobile banking apps offer robust budgeting tools and
financial insights. Easily categorize expenses, set spending limits, and receive
budget threshold notifications, enabling you to stay on top of your finances.
We also provide access to Mint.com, allowing members to consolidate
spending, balances, budgets, and credit scores in one place. Plus, members
can download account history to QuickBooks for seamless invoicing, bill
management, inventory handling, project profitability tracking, and financial
reporting.
PAPERLESS STATEMENTS:
Opting for paperless statements through JCU’s online banking reduces paper
waste and clutter. You can access your account statements digitally, archive
them securely, and easily retrieve them when needed.
MOBILE CHECK DEPOSITS:
Gone are the days of rushing to the credit union to deposit a paper check.
With JCU’s mobile banking, you can simply snap a photo of the check and
deposit it directly into your account using your smartphone. This feature saves
time and ensures your funds are available more quickly
ONLINE BANKING MADE EASY:
Online and mobile banking have revolutionized the way we manage
our finances, offering unparalleled convenience and flexibility. With
24/7 account access, easy bill payments, instant transfers, and
robust security measures, these banking tools empower you to take
control of your financial life. Moreover, Journey Credit Union’s
additional offerings, such as JCU Account Alerts, the Brella app, and
Journey CU Card Controls, elevate your financial management to a
whole new level. Embrace the benefits of online and mobile banking
with Journey Credit Union, and experience a more efficient and
accessible way to manage your money anytime, anywhere.
