Imposter Scams:

Scammers pretend to be someone you trust, like a credit union employee, to gain access to your personal information or money.

Tip: Government agencies and credit unions will never ask for money or your financial information. Verify any request by contacting Journey Credit Union directly.

Online Shopping Scams:

Online shoppers may fall victim to scams involving fake websites, undelivered products, and stolen payment information.

Tip: Review refund and return policies before making purchases. Regularly monitor your credit/debit card transactions to catch unauthorized purchases early.

Check-Washing Scams:

In check-washing scams, scammers steal checks, alter the payee names and amounts, and deposit them fraudulently.

Tip: Collect your mail promptly and send outgoing mail from secure locations like the post office. If you’re away, have your mail held at the post office.

Prizes, Sweepstakes, and Lottery Scams:

Scammers claim you’ve won a prize and ask for money or account details to cover taxes or fees.

Tip: Genuine government agencies and sweepstakes do not ask for money or financial information upfront. Legitimate sweepstakes are free and based on chance.

Fake Check Scams:

Scammers send fraudulent cashier’s checks or money orders and ask you to send part of the money back.

Tip: Cashier’s checks can take weeks to verify. If a check amount is higher than expected, void it and ask for a new check with the correct amount.