The smart buyer’s guide to purchasing a used car
August 21, 2023 THE SMART BUYER’S GUIDE TO PURCHASING A USED CAR Start Your Journey In Style By Financing Your Used Car With Us BUYING A USED VEHICLE? Are you in the market for a new set of wheels? Buying a used vehicle can be a fantastic way to save money while still driving a […]
The advantages of joining a credit union: How it benefits your financial goals
August 8, 2023 The advantages of joining a credit union: How it benefits your financial goals Choose the Right Financial Institution for You! JOURNEY CREDIT UNIONWhen it comes to managing your finances, choosing the right financial institution can make a significant difference in achieving your financial goals. Journey Credit Union, a community-based credit union serving […]
When does it make sense to pay a bill with a credit card?
June 26, 2023 When does it make sense to pay a bill with a credit card? You want certain bills paid automatically One of the biggest benefits of credit is that you can set certain bills on auto-pay to avoid missing a due date. Cell phone, internet, and cable bills can generally be paid with […]
Compound interest, what the heck is that?
June 1, 2023 Compound Interest, what the heck is that? Compound interest is important to understand. It can help you earn more on your savings and investments. However, it can also work against you when you’re paying interest on a loan. For this post, we are going to focus on compounding interest and how it […]
10 Ways to save on summer vacation
May 15, 2023 10 ways to save on summer vacation Visit destinations within driving distance. The average cost for a family of four to fly around trip is about $1200. This doesn’t include the expense of airport food, transportation to your hotel, or a rental car once you reach your destination. If you don’t think […]
What should you do with your tax refund?
April 4, 2023 What should you do with your tax refund? What Should you be doing with your tax return? For many members, the only good thing about filing a tax return is the hope of a tax refund. Many use their refund for vacations and impulse purchases. There are more beneficial ways to use […]
Up to the challenge?
February 27, 2023 Up to the challenge? Ten tips to reduce your monthly spending by 10% 1. Create a budget. Determine the amount of money you spend each month and multiply that number by 0.10 to learn how much of your monthly expenses you’ll need to reduce. 2. List expenses you think you’ll likely be […]
Fun idea: Valentine date night for a penny
February 2, 2023 Fun idea: Valentine date night for a penny Here’s how it works: Find a penny. If you don’t have a penny handy, it’s just a matter of yanking the cushions off the couch, checking the cupholder of your car, or sneaking one out of your kid’s piggy bank while they’re at school. […]
Breaking down the finance boxes
January 15, 2023 Breaking down the finance boxes We’re breaking down the boxes. Ahhh… puns are fun So… have you noticed the boxes on your loan notes, credit card statement, etc., and wondered why they were there and what they mean or are you like most people skipping over them? We get it. Loan paperwork […]
Tips to increase your credit score
December 10, 2022 Tips to increase your credit score Don’t miss payments Your payment history is one of the most important factors in determining your credit scores, and having a long history of on-time payments can help you achieve excellent credit scores. To do this, you’ll need to make sure you don’t miss loan or […]
