November 11, 2025
Small Change, Big Growth
The Power of Centsible Savings!
What if building your savings was as easy as buying your morning coffee? With Centsible Savings from Journey Credit Union, every purchase helps your savings grow automatically. It’s an effortless way to save for the things that matter most, one swipe at a time.
How It Works
Each time you use your JCU debit card, your purchase is rounded up to the next dollar. That spare change is then transferred straight into your savings account. You won’t even notice it’s happening, but your balance will.
For example, if you buy lunch for $7.45, we’ll round it up to $8.00, and $0.55 goes into your savings. Grab a coffee for $3.20? You just saved $0.80.
It’s simple, automatic, and surprisingly powerful.
How Fast It Adds Up
You might not think spare change makes a big difference, but it does. Here’s what those little round-ups can look like over time:
One week: Around $5–10 in savings
One month: About $20–40
Six months: Roughly $120–240
One year: As much as $250–500, just from everyday spending.
(Estimates based on average debit card usage and purchase frequency.)
That’s enough for a holiday shopping fund, a weekend getaway, or simply a growing cushion that gives you peace of mind.
Why Members Love It
Start Saving the Centsible Way
Your future goals don’t have to wait for a big paycheck or major life change. Just a few cents at a time can help you get there.
Speak with a JCU employee today to enroll in Centsible Savings and start growing your savings effortlessly—it’s the smart and Centsible thing to do.
Author: Alyssa Ballenger
