The following is our standard loan rates effective as of 03/27/2023 and may change at any time.
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With qualifying credit, many times we can meet or beat a rate quoted elsewhere! We also run unadvertised loan and deposit specials from time to time. Please call for a personalized quote.
“Term” represents the maximum number of months for the specific type of loan.
*Certain Home Equity fees and appraisal costs may apply | **Annual Percentage Rate | All Rates and APR’s stated as a percentage
| MODEL YEAR | TERM | APR AS LOW AS** |
|---|---|---|
| 2022 or newer | 84 months | 5.99 |
| 72 months | 5.69 | |
| 60 months | 5.29 | |
| 2018 to 2022 | 72 months | 5.79 |
| 60 months | 5.49 | |
| 48 months | 5.29 | |
| 2015 to 2017 | 60 months | 6.19 |
| 48 months | 5.99 | |
| 2012 to 2014 | 48 months | 6.99 |
| 2006 to 2011 | 36 months | 7.99 |
| MODEL YEAR | TERM | APR AS LOW AS** |
|---|---|---|
| 2022 to newer | 72 months | 6.49 |
| 2022 to newer | 60 months | 6.19 |
| 2018 to 2022 | 60 months | 6.39 |
| 2014 to 2017 | 48 months | 6.89 |
| 2013 and older | 48 months | 7.99 |
| MODEL YEAR | TERM | APR AS LOW AS** |
|---|---|---|
| 2022 or newer | 72 months | 5.99 |
| 2022 or newer | 60 months | 5.69 |
| 2017 to 2022 | 60 months | 5.99 |
| 2013 to 2016 | 60 months | 6.69 |
| 2010 to 2012 | 48 months | 7.69 |
| 2009 and older | 48 months | 7.99 |
| TYPE | TERM | APR AS LOW AS** |
|---|---|---|
| Share Certificate Secured | Term of Certificate | CD Rate + 2.00% |
| Shared Secured | 60 months | 3.65 |
| Shared Secured | 120 months | 4.65 |
| TYPE | TERM | APR AS LOW AS** |
|---|---|---|
| Personal Line of Credit | $35/$1,000 | 13.90 |
| Overdraft Line of Credit | $35/$1,000 | 13.90 |
| Signature | 48 months | 10.00 |
| Signature | 36 months | 9.75 |
| Signature/Vehicle | 72 months | 8.95 |
| Term Note | 12 months | 11.00 |
| TYPE | AMOUNT | APR AS LOW AS** |
|---|---|---|
| Home Equity | 60 months* | 5.79 |
| 120 months* | 6.29 | |
| 180 months* | 6.79 | |
| Home Equity Line of Credit* | Initial rate fixed for 12 months | 5.50 |
| TYPE | TERM | APR** |
|---|---|---|
| MasterCard Classic | 11.90 | |
| MasterCard Gold | $5,000+ monthly household income to qualify | 9.90 |