Journey Credit Union locations will be CLOSED on Monday, January 18th, 2021 in observance of Martin Luther King Jr. Day.
Access your accounts 24/7 via JCU online banking or mobile app.
HOLIDAY HOURS NOTICE
Journey Credit Union locations will be CLOSED on Monday, January 18th, 2021 in observance of Martin Luther King Jr. Day.
Access your accounts 24/7 via JCU online banking or mobile app.
The following represents our standard savings and investment rates effective as of 09/29/2020.
Rates are subject to change at any time.
All Rates and APY’s stated as a percentage
Basic Share Savings Tier 1 = up to $4,999.99 | Tier 2 = $5,000.000+
| TYPE | RATE | APY* |
|---|---|---|
| Tier 1 | 0.10 | 0.10 |
| Tier 2 | 0.20 | 0.20 |
Youth Savings Tier 1 = up to $4,999.99 | Tier 2 = $5,000.000+
| TYPE | RATE | APY* |
|---|---|---|
| Tier 1 | 0.20 | 0.20 |
| Tier 2 | 0.25 | 0.25 |
| TYPE | RATE | APY* |
|---|---|---|
| Holiday Accounts | 0.20 | 0.20 |
| TYPE | RATE | APY* |
|---|---|---|
| IRA Share Savings | 0.60 | 0.60 |
| IRA 36 Month Share Certificate | 0.80 | 0.80 |
Tier 1 = $5,000.00 - $24,999.99 | Tier 2 = $25,000.00 - $49,999.99 Tier 3 = $50,000.00 - $89,999.99 | Tier 4 = $90,000.00+
| TYPE | RATE | APY* |
|---|---|---|
| Tier 1 | 0.40 | 0.40 |
| Tier 2 | 0.50 | 0.50 |
| Tier 3 | 0.70 | 0.70 |
| Tier 4 | 0.85 | 0.85 |
| TERM | RATE | APY* |
|---|---|---|
| 6 months | 0.30 | 0.30 |
| 12 months | 0.40 | 0.40 |
| 24 months | 0.45 | 0.45 |
| 36 months | 0.50 | 0.50 |
| 48 months | 0.60 | 0.60 |
| 60 months | 0.70 | 0.70 |
| TERM | RATE | APY* |
|---|---|---|
| 13 months | 0.60 | 0.60 |
| 18 months | 0.65 | 0.65 |
| TERM | RATE | APY* |
|---|---|---|
| 6 months | 0.45 | 0.45 |
| 12 months | 0.60 | 0.60 |
| 24 months | 0.70 | 0.70 |
| 36 months | 0.80 | 0.80 |
| 48 months | 0.90 | 0.90 |
| 60 months | 1.00 | 1.01 |
| TERM | RATE | APY* |
|---|---|---|
| 6 months | 0.45 | 0.45 |
| 12 months | 0.60 | 0.60 |
| 24 months | 0.65 | 0.65 |