A home equity loan, sometimes referred to as a second mortgage, is a type of loan that allows homeowners to borrow against the equity in their home. Equity is the difference between the current market value of your home and the outstanding balance on your mortgage.
Our home equity loans range from $5,000 to $200,000, with options for 5, 10, and 15-year repayment plans. Whether you need a small sum for home improvements or a larger amount for debt consolidation, we’ve got you covered.
At Journey Credit Union, we believe in providing personalized service every step of the way. When you apply for a home equity loan with us, you’ll have your own dedicated lender to answer all your questions and guide you through the process. We’re here to make sure you feel confident and informed about your borrowing decisions.
Your home is one of your most valuable assets, and with a home equity loan, you can put its equity to work for you. Whether you’re looking to renovate your kitchen, pay for your child’s education, or consolidate high-interest debt, a home equity loan can help you achieve your goals.
At times, we may provide links to sites outside the control of our Credit Union. We do not make any representations concerning the linked sites’ contents or availability. You should review each site’s privacy and information security policies carefully before you enter confidential information. Deposit and loan products offered by Journey Credit Union. This credit union is federally insured by the National Credit Union Administration. The standard insurance amount is $250,000 per depositor.
At times, we may provide links to sites outside the control of our Credit Union. We do not make any representations concerning the linked sites’ contents or availability. You should review each site’s privacy and information security policies carefully before you enter confidential information. Deposit and loan products offered by Journey Credit Union. This credit union is federally insured by the National Credit Union Administration. The standard insurance amount is $250,000 per depositor.
Equal Housing Lender.
Equal Housing Lender.