Home Equity Line of Credit
HELOC
What is a Home Equity Line of Credit?
A Home Equity Line of Credit (HELOC) is a type of revolving credit that allows homeowners to borrow against the equity in their home. Unlike a home equity loan where you receive a lump sum upfront, a HELOC works more like a credit card, giving you access to a line of credit that you can borrow from as needed.
AVAILABILITY WHEN YOU NEED IT
A HELOC from Journey Credit Union is there for you when you need it most. With easy access to funds, you can handle unexpected expenses, home improvements, or other financial needs as they arise. Plus, you’ll only pay interest on the amount you use, providing you with flexibility and control over your finances.
FINANCIAL FREEDOM
- 1-Year Fixed Rate: Take advantage of our competitive 1-year fixed rate to lock in low payments. The rate is variable after the 1st year.
- Easy Payment Schedule: We offer flexible payment options to fit your budget and financial goals. Payment amount is based on amount borrowed.
- Fund Your Dreams: Whether you're planning a home renovation, financing education expenses, or consolidating debt, a HELOC can help you turn your dreams into reality.
STRESS-FREE
- Local Decision Makers: Our team of local experts is here to guide you through the HELOC process, ensuring you receive personalized service every step of the way.
- Zero Origination Fees: Enjoy peace of mind knowing that we don't charge origination fees on our HELOCs.
- Zero Worry: With straightforward terms and no surprises, you can rest easy knowing that your financial needs are in good hands.
Experience the convenience and flexibility of a HELOC from Journey CU.
Contact us today to learn more and get started on your path to financial freedom.
