Checking
Convenient & Flexible
Journey Credit Union
Versatile checking account Options
Share Draft Checking: Simplify your finances with our Share Draft Checking account, designed to meet the diverse needs of our members. With features like free online banking, mobile deposit, and no monthly maintenance fees, managing your money has never been easier.
Connected Checking (Youth): Empower the next generation with our Connected Checking account, specially crafted for young members. With no minimum balance requirement and access to digital banking tools, it’s the perfect way for teens to learn responsible money management skills while staying connected to their finances.
Discover the convenience, flexibility, and peace of mind that come with Journey Credit Union’s checking accounts. Join us on the journey towards financial success today!
| SHARE DRAFT CHECKING | CONNECTED CHECKING AGES 14-25 |
|
|---|---|---|
| Opening Deposit | $75.00 frozen in savings | N/A |
| Minimum Balance | N/A | N/A |
| Monthly Service Charge | N/A | Free with eStatements $3/month with paper statements |
| ATM Processing Fees* | 8 free/month | 12 free/month |
| Debit Card | Yes** | Yes** |
| Other Benefits | Free debit card Monthly statements Online bill pay No check cashing fees | Free mobile app Free online banking Free debit card Low minimum deposit Opps overdraft forgiveness Rewards |
* Does not include any applicable foreign ATM fees charges by the ATM owners.
**Transaction limitations and excess withdrawal fees may apply. See a persoanal banker for details.
Harland Clarke
New accounts must order checks at the credit union, however, you can go to the Harland-Clarke site to view check styles.
Prime Time or Prime Time Plus members must also order checks at the credit union – special Prime Time checks are not in general catalog.
You can apply for a VISA Debit Card – the ultimate convenience!
SHAZAM
Our own ATM is located at our branch office. Our members may use that machine as often as they like for FREE.
You can also use your ATM card at all locations displaying the Shazam or Cirrus logos. Be sure to keep your eye out for ATMs that display the Privileged Status logo! ATMs with this logo won’t charge you extra!
If you have a debit card, you may use it anywhere you already use your ATM card. In fact, there is no need for an ATM card if you have a debit card!
Privileged Status
Our own ATM is located at our branch office. Our members may use that machine as often as they like for FREE.
You can also use your ATM card at all locations displaying the Shazam or Cirrus logos. Be sure to keep your eye out for ATMs that display the Privileged Status logo! ATMs with this logo won’t charge you extra!
If you have a debit card, you may use it anywhere you already use your ATM card. In fact, there is no need for an ATM card if you have a debit card!
At times, we may provide links to sites outside the control of our Credit Union. We do not make any representations concerning the linked sites’ contents or availability. You should review each site’s privacy and information security policies carefully before you enter confidential information. Deposit and loan products offered by Journey Credit Union. This credit union is federally insured by the National Credit Union Administration. The standard insurance amount is $250,000 per depositor.
At times, we may provide links to sites outside the control of our Credit Union. We do not make any representations concerning the linked sites’ contents or availability. You should review each site’s privacy and information security policies carefully before you enter confidential information. Deposit and loan products offered by Journey Credit Union. This credit union is federally insured by the National Credit Union Administration. The standard insurance amount is $250,000 per depositor.
Equal Housing Lender.
Equal Housing Lender.