Opening Deposit $75.00 frozen in savings N/A
Minimum Balance N/A N/A
Monthly Service Charge N/A Free with eStatements $3/month with paper statements
ATM Processing Fees* 8 free/month 12 free/month
Debit Card Yes** Yes**
Other Benefits Free debit card Monthly statements Online bill pay No check cashing fees Free mobile app Free online banking Free debit card Low minimum deposit Opps overdraft forgiveness Rewards
  • * Does not include any applicable foreign ATM fees charges by the ATM owners.
  • **Transaction limitations and excess withdrawal fees may apply. See a persoanal banker for details.


New accounts must order checks at the credit union, however, you can go to the Harland-Clarke site to view check styles.

Prime Time or Prime Time Plus members must also order checks at the credit union - special Prime Time checks are not in general catalog.

You can apply for a VISA Debit Card - the ultimate convenience!


A Journey Credit Union ATM card is handy to have in your wallet for quick cash, for purchases in some locations (where you “swipe” your card and use your PIN), or to get account information.


Our own ATM is located at our branch office. Our members may use that machine as often as they like for FREE.

You can also use your ATM card at all locations displaying the Shazam or Cirrus logos. Be sure to keep your eye out for ATMs that display the Privileged Status logo! ATMs with this logo won’t charge you extra!

If you have a debit card, you may use it anywhere you already use your ATM card. In fact, there is no need for an ATM card if you have a debit card!